I've sat down to blog my thoughts many times in the last few weeks, but every time the words just don't come and the ones that did echoed my whiny complaints. Our circumstances within the last year or so don't seem to make sense and I've asked the question, "Why?" too many times to count.
Not to bore you with the details of our life drama, know we've dealt with trials that encompass a cross-country move, loss of friends (due to move), sale of what we thought was our dream house, health issues, financial strain, insurance problems, auto issues, new school, renter issues, hotel living, court dates (to deal with non-paying renter), worries about our kids making friends, and as of Friday I learned my identity was stolen.
Showing posts with label Financial Responsibility. Show all posts
Showing posts with label Financial Responsibility. Show all posts
Tuesday, September 25, 2012
Friday, May 25, 2012
It Could Be Worse...I Could Be A Tribute
Remember Job? We're having a Job kind of week. If you're not familiar with this book named after a faithful man of God, Protestantism Suite 101 describes it as,
"The biblical book of Job that gives an account of Job's sufferings and his trust in God has great quotes about the immensity of God's love, power and greatness.
Monday, November 28, 2011
Where to begin...
My brain is swirling with too many thoughts and ideas for posts. My camera is filled with food photos of recipes to share, but there's just not enough time in the day.
This blog is primarily a journal so I can pass down family history, stories, ideas, recipes, and examples of God's goodness witnessed. I don't want to ever take anything for granted and hope to teach our kids that God is GOOD ALL THE TIME!
Yesterday I was feeling down, in despair, and destitute- actually quite pitiful. The word that came to mind was RAW. I know on the blog, and in life, I may seem upbeat and cheery, but there are times when I feel like the scales are tipping to the side of uncertainty, "What do we do now?" It's at these moments when I realize I'm not in control. God has a plan. He's making me and molding me into the person He desires me to be. Reliant on Him, rather than reliant on self.
This has been a tough year on us. Like many Americans, we've been hit pretty hard with the economic downturn. Living on one income is difficult. Unexpected expenses can really rock the financial boat. We've had a number of unexpected expenses arise. I feel like we've had a financial earthquake and the aftershocks keep rolling in. I wonder when it will end, but I'm afraid to even ask.
Through all of this God continues to teach us lessons.
The Stuff Doesn't Matter
In 2007, my hub was offered a job position in Southern California. We had a comfortable life in the Pacific Northwest. We had a lot of friends, a GREAT church, a wonderful community, newly built custom home, a view of majestic mountains, everything we could dream of. I remember walking our property talking with God. I didn't want to move. I loved all we had. I loved the comfort and security. I sensed Him asking me, "Do you love this house, more than you love what I have in store for you? Do you love this property more than the plans I have for you? Do you love that view more than what awaits?"
These are tough questions!
At that time He gave me the following verses:
Genesis 12:1
I knew God was asking me to jump out of the comfort zone and head to a new land with new adventures in store. He was dealing with my heart and my stuff. I took to heart, "throw off anything that hinders." I had a lot of sentimental stuff hindering me from moving. We began to move things out, but that was only the beginning.
Even after paring down, we moved to SoCal with A LOT! I really felt for our poor movers. Over the last couple years we've thrown off probably thousands of pounds of hindrances, but there's still more to be done. I'm giving away and selling so much. It's freeing! And I've realized so much of it just doesn't matter temporarily or eternally. It's cluttering up our house, my heart, and our family freedom.
God, Where Are You?
Over the last six months or so, I feel like I've been in a boxing match getting knocked into the rings, finding strength to get up only to get hit again. God's blessed us with amazing resilience, but it gets exhausting. I can't tell you how many times I've had "Job" moments. Now there's a man who went THROUGH it!!
Over the last few months we've lost friends to illness, our cat died, we've had financial strains, broken bones, dental issues, and we're looking at being transferred once again. We're living in a state of uncertainty. I've noticed anxiety creeping into life again. Living in the moment has gone out the window while my mind is preoccupied with worries about how this is all going to work out. Since I'm such a control-freak, I'm so quick to try to grab the reins from God thinking He has NO IDEA where we're going. I'm just like the Israelites during the Exodus. You'd think I'd learn something along the way, but apparently I haven't grasped the concept yet!
I'm reading Beth Moore's Breaking Free right now. Could there be a more perfect book, besides the Bible, for me to read? I'd quote the whole book because it's that good, but that would make for one HUGE blog, so I'll keep it short.
God does know where we're going. He hears the cries of uncertainty and reassures. He's been consistently revealing himself through His Word, other books, sermons, and my kids.
Listen to the Kids
I may not have mentioned it yet to day, but our kids are awesomeness! They provide great perspective and wisdom continually.
Yesterday, when I had the look of a stressed out mom, our oldest son said to me, "Mom, this is just like Soul Surfer. When Bethany lost her arm and thought she had lost it all, she went to Thailand. God gave her perspective in her situation. Mom, you just need to check your perspective."
Oh my word! Was that my precious child who just spoke these amazing words? Love Him! The wisdom of youth is priceless!
I had lost perspective. He guided me back on the path.
Last Thoughts...
When the Israelites were full of doubt in their weakness Moses reassured them,
So, I will be still, or as The Message reads, "keep your mouth shut!" God has a plan. He is the potter, I am the clay. Sometimes this molding process can just be a bit uncomfortable.
This blog is primarily a journal so I can pass down family history, stories, ideas, recipes, and examples of God's goodness witnessed. I don't want to ever take anything for granted and hope to teach our kids that God is GOOD ALL THE TIME!
Yesterday I was feeling down, in despair, and destitute- actually quite pitiful. The word that came to mind was RAW. I know on the blog, and in life, I may seem upbeat and cheery, but there are times when I feel like the scales are tipping to the side of uncertainty, "What do we do now?" It's at these moments when I realize I'm not in control. God has a plan. He's making me and molding me into the person He desires me to be. Reliant on Him, rather than reliant on self.
This has been a tough year on us. Like many Americans, we've been hit pretty hard with the economic downturn. Living on one income is difficult. Unexpected expenses can really rock the financial boat. We've had a number of unexpected expenses arise. I feel like we've had a financial earthquake and the aftershocks keep rolling in. I wonder when it will end, but I'm afraid to even ask.
Through all of this God continues to teach us lessons.
The Stuff Doesn't Matter
In 2007, my hub was offered a job position in Southern California. We had a comfortable life in the Pacific Northwest. We had a lot of friends, a GREAT church, a wonderful community, newly built custom home, a view of majestic mountains, everything we could dream of. I remember walking our property talking with God. I didn't want to move. I loved all we had. I loved the comfort and security. I sensed Him asking me, "Do you love this house, more than you love what I have in store for you? Do you love this property more than the plans I have for you? Do you love that view more than what awaits?"
These are tough questions!
At that time He gave me the following verses:
Genesis 12:1
"Leave your country, your people and your father's household and go to the land I will show you."Hebrews 12:1
"Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles. And let us run with perseverance the race marked out for us,"
I like how The Message rephrases it too:
Hebrews 12:1-3
Discipline in a Long-Distance Race
"Do you see what this means—all these pioneers who blazed the way, all these veterans cheering us on? It means we'd better get on with it. Strip down, start running—and never quit! No extra spiritual fat, no parasitic sins. Keep your eyes on Jesus, who both began and finished this race we're in. Study how he did it. Because he never lost sight of where he was headed—that exhilarating finish in and with God—he could put up with anything along the way: Cross, shame, whatever. And now he's there, in the place of honor, right alongside God. When you find yourselves flagging in your faith, go over that story again, item by item, that long litany of hostility he plowed through. That will shoot adrenaline into your souls!"
Even after paring down, we moved to SoCal with A LOT! I really felt for our poor movers. Over the last couple years we've thrown off probably thousands of pounds of hindrances, but there's still more to be done. I'm giving away and selling so much. It's freeing! And I've realized so much of it just doesn't matter temporarily or eternally. It's cluttering up our house, my heart, and our family freedom.
God, Where Are You?
Over the last six months or so, I feel like I've been in a boxing match getting knocked into the rings, finding strength to get up only to get hit again. God's blessed us with amazing resilience, but it gets exhausting. I can't tell you how many times I've had "Job" moments. Now there's a man who went THROUGH it!!
Over the last few months we've lost friends to illness, our cat died, we've had financial strains, broken bones, dental issues, and we're looking at being transferred once again. We're living in a state of uncertainty. I've noticed anxiety creeping into life again. Living in the moment has gone out the window while my mind is preoccupied with worries about how this is all going to work out. Since I'm such a control-freak, I'm so quick to try to grab the reins from God thinking He has NO IDEA where we're going. I'm just like the Israelites during the Exodus. You'd think I'd learn something along the way, but apparently I haven't grasped the concept yet!
I'm reading Beth Moore's Breaking Free right now. Could there be a more perfect book, besides the Bible, for me to read? I'd quote the whole book because it's that good, but that would make for one HUGE blog, so I'll keep it short.
"God surpasses our dreams when we reach past our personal plans and agendas to grab the hand of Christ and walk the path He has chosen for us."
"His Word, 'is a lamp to my feet.' meaning a guide for the steps I'm taking right now. His Word is also 'a light for my path,' meaning a guide for my immediate future. God's Word sheds light on our 'present' path and our immediate future so we'll know what steps to take, but for further instruction we'll have to walk today and check again!"
God does know where we're going. He hears the cries of uncertainty and reassures. He's been consistently revealing himself through His Word, other books, sermons, and my kids.
Listen to the Kids
I may not have mentioned it yet to day, but our kids are awesomeness! They provide great perspective and wisdom continually.
Yesterday, when I had the look of a stressed out mom, our oldest son said to me, "Mom, this is just like Soul Surfer. When Bethany lost her arm and thought she had lost it all, she went to Thailand. God gave her perspective in her situation. Mom, you just need to check your perspective."
Oh my word! Was that my precious child who just spoke these amazing words? Love Him! The wisdom of youth is priceless!
I had lost perspective. He guided me back on the path.
Last Thoughts...
When the Israelites were full of doubt in their weakness Moses reassured them,
"Do not be afraid. Stand firm and you will see the deliverance the Lord will bring you today. The Egyptians you see today you will never see again. The Lord will fight for you; you need only to be still." Exodus 14:13-14
So, I will be still, or as The Message reads, "keep your mouth shut!" God has a plan. He is the potter, I am the clay. Sometimes this molding process can just be a bit uncomfortable.
Friday, August 12, 2011
Coupon Craziness
Couponing seems to be all the rage right. It's not surprising as many families are trying to make every dollar stretch while corporations are handing out incentives to encourage spending.
Years ago, I'd look through the Sunday paper trying to save $0.50 here and there, but it really didn't seem worth the time or the energy. I had a short-lived couponing interest, but I think times are changing.
There is a couponing craze going on right now. You can have the latest and greatest coupons delivered to your email box daily. All you have to do is print them out. There are Couponers like the gals at Fabulessly Frugal or The Frugal Girls who have couponing down to a science. It really is amazing. We've watched some of their video clips and I'm speechless when viewing their savings! They are Extreme Couponers and they even have a 90 minute presentation on how you too can become fabuless!
I would say these gals have their PhD in couponing, while I've just entered a the preschool of couponing. Slowly, I'm getting a glimpse of the savings to be had, but it's all still a bit overwhelming. Maybe I should use the coupon and buy the video presentation.
One thing I've noticed with all this couponing is many of the products with coupons are not products I'd ever buy. We're not going to start eating pizza rolls or boxed dinners just because they may be free. In order to find coupons of food we'd actually eat or products we use, I've had to do a little more research. Whole Foods has great coupons available online or in a store publication. In addition you can print coupons from Horizon Dairy or Organic Valley for organic products. For some items, if you "Like" them on Facebook, they'll give you a coupon to print out. I'm trying to discipline myself to search for an item I'm interested in and see if there's a coupon before rushing out to the store. I'm gathering I've just hit the tip of the couponing iceberg.
In the last few weeks I've experienced couponing success at Staples. We go through a lot of paper in this homeschooling home and at $3-4 per ream it can really add up. Right now Staples has an offer on Hammermill Copy Plus Paper. The regular price is $6.79/ package. Immediately you receive $1.80 off at the checkout, thus paying $4.99. They will then print out a rebate form for $4.49/package. This means the package of paper will end up costing $0.50! What a bargain!
So begins this couponing adventure. I'm sure there's a homeschool project one of the kids can do as I know I have a couple kids who are great at reading the grocery advertisements and keeping me up to date with the sales.
Living a life of good financial stewardship is not just the responsible thing to do, it's teaching our kids wonderful life lessons to live within our means.
Years ago, I'd look through the Sunday paper trying to save $0.50 here and there, but it really didn't seem worth the time or the energy. I had a short-lived couponing interest, but I think times are changing.
There is a couponing craze going on right now. You can have the latest and greatest coupons delivered to your email box daily. All you have to do is print them out. There are Couponers like the gals at Fabulessly Frugal or The Frugal Girls who have couponing down to a science. It really is amazing. We've watched some of their video clips and I'm speechless when viewing their savings! They are Extreme Couponers and they even have a 90 minute presentation on how you too can become fabuless!
I would say these gals have their PhD in couponing, while I've just entered a the preschool of couponing. Slowly, I'm getting a glimpse of the savings to be had, but it's all still a bit overwhelming. Maybe I should use the coupon and buy the video presentation.
One thing I've noticed with all this couponing is many of the products with coupons are not products I'd ever buy. We're not going to start eating pizza rolls or boxed dinners just because they may be free. In order to find coupons of food we'd actually eat or products we use, I've had to do a little more research. Whole Foods has great coupons available online or in a store publication. In addition you can print coupons from Horizon Dairy or Organic Valley for organic products. For some items, if you "Like" them on Facebook, they'll give you a coupon to print out. I'm trying to discipline myself to search for an item I'm interested in and see if there's a coupon before rushing out to the store. I'm gathering I've just hit the tip of the couponing iceberg.
In the last few weeks I've experienced couponing success at Staples. We go through a lot of paper in this homeschooling home and at $3-4 per ream it can really add up. Right now Staples has an offer on Hammermill Copy Plus Paper. The regular price is $6.79/ package. Immediately you receive $1.80 off at the checkout, thus paying $4.99. They will then print out a rebate form for $4.49/package. This means the package of paper will end up costing $0.50! What a bargain!
 |
| When all is said and done, these 2 packages of paper were $1. Great savings! |
Living a life of good financial stewardship is not just the responsible thing to do, it's teaching our kids wonderful life lessons to live within our means.
Friday, August 05, 2011
Do Homeschooler's Get New School Clothes?
Growing up we were guaranteed new clothes at least three times a year. Christmas, birthday and just before school started. I loved school clothes the most. All summer I'd plan what to wear the first day. First day was a huge deal! It could make or break the year (at least in my mind). I had one recurring nightmare that I showed up at school wearing one of my mom's nightgowns. She had purple nightgown with flowers that I really thought was stylish. In my dream, I'd show up at school thinking I had it all together and then realize I was wearing my mom's nightgown. In the nightgown's defense, it was the latest 70's wear that looked more like the maxi-dress of today. Perhaps, I secretly wished I could wear that cute nightie as a dress. Now the 70's nightgown is a fashion statement and I'm free to sport the maxi-dress. The nightmare is now reality.
Anyway, back to homeschooler's and school clothes. Do our little students get to experience the August spending spree?
No Need To Impress
At our school, we have no need to impress fellow students. If the kids want to wear something nice, Great! If they want to wear a costume, Great! If they want to wear strips with plaid, Great! All I require is that they wear clean clothes. Often times, they don't match, but I think they are trying out their personal style without the fear of ridicule. What a great way to express individuality without worrying about what a classmate may say. In my opinion, we have the coolest 8th grader, 5th grader and 3rd grader enrolled. Whatever they wear, is what's in. On most days it's just a pair of shorts and a t-shirt. We really aren't up on the latest styles (What handbags are in style now? Should I buy a pair of True Religion jeans?), but we're definitely not "wearing doilies on our heads" as one pastor describes homeschoolers. He might know a lot about Calvinism, but not so much about homeschoolers. Maybe one day we'll be able to introduce him to the homeschoolers of today! Check out these homeschool moms- not a doily or a smock in sight!
Buy As Needed
During the summer, the daily attire consists of shorts, t-shirts, and flip flops. The school attire is about the same. I've found the kids do have growth spurts during the summer so inevitably they need new shoes come fall. In the past, I've bought their shoes, but as they get older and the shoes are increasing in cost they're now contributing. Our middle son saved his birthday gift cards and money to buy his latest pair of shoes. I was really proud of him and the kids are guaranteed to wear what they've spent their hard earned money on.
Watching our son save and then purchase his own shoes reminded me of my brother who saved, saved and saved for a pair of Air Jordans. Remember those? He saved for such a long time. Those were the rage of the 80's. I think he was pretty proud of his purchase too!
Some of you may be asking "Why would I make our kids purchase (or contribute to the purchase of) their shoes and/or clothing? I've been doing this parenting gig for thirteen years now and our kids are just like most people, if they don't invest in it, they don't appreciate it. I've bought so many clothes and shoes that end up never being worn. I see the items on the floor or in the drawer never to be seen again until they end up in my office waiting to be resold on ebay. Enough of that business. They help out and they actually feel good about it! It gives them a sense of pride and accomplishment to know they earned it. Good life lesson!
Books over Clothing
I just completed our purchase of school books for the year. Well, I almost completed it. When the box arrived, I realized I forgot to buy a couple books for our daughter. Looks like another order is in my near future. Ordering school books is no small expenditure. There are homeschool families who don't use curriculum and rely on the library, but we're a curriculum family. I guess that's what happens when mom is a teacher and a bit abstract-random. The guidelines keep me focused.
Since we have to buy ALL our books and/or curriculum, I'm grateful I don't have to spend a great deal of money on school clothes. The school books set us back enough!
Sports
In addition to purchasing school books, fall brings fall sports. From season to season the kids grow out of soccer shoes, need shin guards, new shorts, etc. It's nice when a younger family member can reuse shorts being passed down, but that doesn't always happen. So every fall we're looking at purchasing new soccer shoes, shin guards, socks, shorts and this year one of the kids is trying a little football. I'm not sure what is needed for this sport, but I'm sure shoes are a necessity.
Back to School Anticipation
With all that said, there's still a Huge part of me that hopes our kids can experience the First Day Of School excitement. I'd lay awake the night before school started unable to sleep in anticipation. My new clothes were laid out. The new lunch box was purchased. The new binder was filled with paper. I had plans for how I'd style my hair. The late night calls checking with friends to see what they were wearing. I love those memories!
I hope each new school year brings excitement and anticipation of great things for our kids. We're going to talk about school clothes. I wonder if they even care. We'll see what they have to say.
Anyway, back to homeschooler's and school clothes. Do our little students get to experience the August spending spree?
No Need To Impress
At our school, we have no need to impress fellow students. If the kids want to wear something nice, Great! If they want to wear a costume, Great! If they want to wear strips with plaid, Great! All I require is that they wear clean clothes. Often times, they don't match, but I think they are trying out their personal style without the fear of ridicule. What a great way to express individuality without worrying about what a classmate may say. In my opinion, we have the coolest 8th grader, 5th grader and 3rd grader enrolled. Whatever they wear, is what's in. On most days it's just a pair of shorts and a t-shirt. We really aren't up on the latest styles (What handbags are in style now? Should I buy a pair of True Religion jeans?), but we're definitely not "wearing doilies on our heads" as one pastor describes homeschoolers. He might know a lot about Calvinism, but not so much about homeschoolers. Maybe one day we'll be able to introduce him to the homeschoolers of today! Check out these homeschool moms- not a doily or a smock in sight!
Buy As Needed
During the summer, the daily attire consists of shorts, t-shirts, and flip flops. The school attire is about the same. I've found the kids do have growth spurts during the summer so inevitably they need new shoes come fall. In the past, I've bought their shoes, but as they get older and the shoes are increasing in cost they're now contributing. Our middle son saved his birthday gift cards and money to buy his latest pair of shoes. I was really proud of him and the kids are guaranteed to wear what they've spent their hard earned money on.
 |
| These are Reebok Zigs. I keep calling them Zips, but they are Zigs. |
Watching our son save and then purchase his own shoes reminded me of my brother who saved, saved and saved for a pair of Air Jordans. Remember those? He saved for such a long time. Those were the rage of the 80's. I think he was pretty proud of his purchase too!
Some of you may be asking "Why would I make our kids purchase (or contribute to the purchase of) their shoes and/or clothing? I've been doing this parenting gig for thirteen years now and our kids are just like most people, if they don't invest in it, they don't appreciate it. I've bought so many clothes and shoes that end up never being worn. I see the items on the floor or in the drawer never to be seen again until they end up in my office waiting to be resold on ebay. Enough of that business. They help out and they actually feel good about it! It gives them a sense of pride and accomplishment to know they earned it. Good life lesson!
Books over Clothing
I just completed our purchase of school books for the year. Well, I almost completed it. When the box arrived, I realized I forgot to buy a couple books for our daughter. Looks like another order is in my near future. Ordering school books is no small expenditure. There are homeschool families who don't use curriculum and rely on the library, but we're a curriculum family. I guess that's what happens when mom is a teacher and a bit abstract-random. The guidelines keep me focused.
 |
| This is our VERY heavy box of School Joy! Feels like Christmas. |
Since we have to buy ALL our books and/or curriculum, I'm grateful I don't have to spend a great deal of money on school clothes. The school books set us back enough!
Sports
In addition to purchasing school books, fall brings fall sports. From season to season the kids grow out of soccer shoes, need shin guards, new shorts, etc. It's nice when a younger family member can reuse shorts being passed down, but that doesn't always happen. So every fall we're looking at purchasing new soccer shoes, shin guards, socks, shorts and this year one of the kids is trying a little football. I'm not sure what is needed for this sport, but I'm sure shoes are a necessity.
Back to School Anticipation
With all that said, there's still a Huge part of me that hopes our kids can experience the First Day Of School excitement. I'd lay awake the night before school started unable to sleep in anticipation. My new clothes were laid out. The new lunch box was purchased. The new binder was filled with paper. I had plans for how I'd style my hair. The late night calls checking with friends to see what they were wearing. I love those memories!
I hope each new school year brings excitement and anticipation of great things for our kids. We're going to talk about school clothes. I wonder if they even care. We'll see what they have to say.
Friday, December 03, 2010
Letting Go of The Stuff
Letting go of MY STUFF is REALLY hard! It makes me want to cry! I love beautiful dishes, stunning displays, and a well-decorated home. But sometimes all the stuff can be just too much.
When I was growing up, my family never had a set of China and for some reason having a "Special" set of dishes was something I always wanted. I remember going to friends' homes where the family buffet displayed china and glassware. It looked so beautiful to my budding inner Martha Stewart. When I grew up, I hoped to one day to have a set of china to entertain family and friends during holidays and celebrations.
When my sweetheart and I got engaged, we (more like I) picked out a sweet, feminine Noritake China pattern. When we got married, we received many pieces, but all in all, it was only service for five. Over the past 18 years of marriage we've never completed the set. Consequently, we have only used it a handful of times on an anniversary, or if it was only our immediate family, we'd use it on Thanksgiving.
These days, that sweet, light pink floral with a silver lining just doesn't seem to fit our current style. In our life with three active children, stoneware seems to be the more practical choice. Furthermore, space is now limited and storage of another incomplete set of dishes just doesn't seem practical. Rather than storing the incomplete set, I'd like to pay off some debt and save for something more useful to our family. So, with apprehension and hesitation, I listed my wedding china on ebay. I'm not sure if it's the right thing to do or not.
The wedding china might move out, but I'll definitely keep the man and the kids.
When I was growing up, my family never had a set of China and for some reason having a "Special" set of dishes was something I always wanted. I remember going to friends' homes where the family buffet displayed china and glassware. It looked so beautiful to my budding inner Martha Stewart. When I grew up, I hoped to one day to have a set of china to entertain family and friends during holidays and celebrations.
When my sweetheart and I got engaged, we (more like I) picked out a sweet, feminine Noritake China pattern. When we got married, we received many pieces, but all in all, it was only service for five. Over the past 18 years of marriage we've never completed the set. Consequently, we have only used it a handful of times on an anniversary, or if it was only our immediate family, we'd use it on Thanksgiving.
These days, that sweet, light pink floral with a silver lining just doesn't seem to fit our current style. In our life with three active children, stoneware seems to be the more practical choice. Furthermore, space is now limited and storage of another incomplete set of dishes just doesn't seem practical. Rather than storing the incomplete set, I'd like to pay off some debt and save for something more useful to our family. So, with apprehension and hesitation, I listed my wedding china on ebay. I'm not sure if it's the right thing to do or not.
The wedding china might move out, but I'll definitely keep the man and the kids.
Wednesday, June 04, 2008
Planning for the Future
Our oldest son, all of 10 years old, had his first meeting with a financial advisor today. WOW! I shared with our little man that I didn't even know what a mutual fund was until I was about 18.
He's had quite an interest in saving, investing, earning and the like for years now.
Last summer we read, Larry Burkett's Money Matters for Kids. He was crazy about this book. We discussed his skills, he worked on a resume. We talked about time management and when he could work on jobs. We examined what to do with the money he made and set up goals for tithing, saving and spending. We've researched and tracked stocks.
And today he took the leap and had a 2 hour meeting with a financial advisor. He learned about Money Market accounts, Mutual Funds, the law of 72, and much, much more. It was so exciting to watch his wheels turning as he was taking in the information. He's very excited about his future and leaping into diversifying investments. This was an important day in the life of our own Warren Buffet.
He's had quite an interest in saving, investing, earning and the like for years now.
Last summer we read, Larry Burkett's Money Matters for Kids. He was crazy about this book. We discussed his skills, he worked on a resume. We talked about time management and when he could work on jobs. We examined what to do with the money he made and set up goals for tithing, saving and spending. We've researched and tracked stocks.
And today he took the leap and had a 2 hour meeting with a financial advisor. He learned about Money Market accounts, Mutual Funds, the law of 72, and much, much more. It was so exciting to watch his wheels turning as he was taking in the information. He's very excited about his future and leaping into diversifying investments. This was an important day in the life of our own Warren Buffet.
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